Trustly: The Ultimate Guide to Seamless Online Payments in 2025
In a world where speed and convenience define the online experience, Trustly has emerged as a game-changing payment method. Whether you’re shopping online, gaming, or booking travel, Trustly allows for instant bank payments without needing cards, apps, or tedious sign-ups.
Founded in Sweden, Trustly is now one of Europe’s most reliable and secure payment platforms. In this comprehensive guide, you’ll discover how Trustly works, why it’s safe, and why so many people are switching to it in 2025 for everything from casino withdrawals to merchant checkouts.
What is Trustly and How Does It Work?
Brief History and Founding of Trustly
Launched in 2008, Trustly was designed to bridge the gap between bank accounts and merchants. The goal? Provide an instant, card-free way to pay online directly from your bank.
Today, it operates across 30+ countries and serves over 8,000 banks—with partnerships ranging from PayPal to online gaming platforms.
How Trustly Connects to Bank Accounts
Unlike traditional wallets, Trustly doesn’t hold funds. Instead, it acts as a real-time bridge between your bank and the merchant. No account creation is needed—you simply log into your bank through the Trustly interface, authorize the transaction, and that’s it.
Supported Regions and Currencies
Trustly is primarily used in Europe (especially in Sweden, Germany, Finland, Netherlands, Spain, and the UK), but its reach is expanding globally—including recent expansion into North America.
Key Features That Make Trustly Stand Out
Instant Bank Transfers
One of Trustly’s hallmark features is its lightning-fast speed. Whether you’re depositing money into your casino wallet or buying products online, the transfer is processed instantly.
No Need for Cards or Apps
Unlike PayPal or e-wallets, there’s no need to register an account or install an app. All you need is access to your bank account.
Certified and Licensed Provider
Trustly is regulated by the Swedish Financial Supervisory Authority (FSA) and is fully PSD2 compliant, which ensures high standards for data protection and payment transparency.
How to Use Trustly for Online Transactions
Step-by-Step Payment Guide
Using Trustly is incredibly straightforward. Here’s how it works:
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Select Trustly at the checkout or casino deposit page.
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Choose your bank from the list provided.
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Log in securely using your bank credentials.
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Authorize the transaction using two-factor authentication (2FA).
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That’s it! Your payment is completed instantly, no need for additional apps or wallet logins.
Trustly on Desktop vs Mobile
Whether you’re playing on a laptop or a mobile phone, Trustly’s platform is fully optimized for both:
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Mobile Experience: Slick and responsive, with full integration into banking apps.
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Desktop: Ideal for detailed views and longer sessions.
Common Use Cases (eCommerce, iGaming, Travel)
Trustly is widely used for:
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Online Casinos & Sportsbooks (more on that below)
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Retail shopping at European merchants
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Booking flights or hotels
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Peer-to-peer transfers (in some supported markets)
Why Trustly Is Popular in Online Casinos
Trustly has carved a niche in the iGaming world thanks to its combination of instant transactions and high security—making it ideal for both new and experienced casino players.
Instant Casino Deposits
Players using Trustly enjoy real-time deposits, meaning you can fund your account and jump straight into slots or live casino tables without delay.
Fast & Secure Withdrawals
Unlike many traditional payment methods, Trustly also supports instant withdrawals. This is a major bonus—players can access their winnings in minutes rather than days.
Widely Accepted at Regulated Casinos
Here are some of the most Trustly-friendly casinos recommended by Top Casino Punters:
Trustly vs Skrill & Neteller
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Skrill/Neteller: Often excluded from welcome bonuses.
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Trustly: Eligible for all promotions and no separate e-wallet needed.
Trustly vs Credit/Debit Cards
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Cards often have declines on gambling transactions.
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Trustly ensures a direct bank connection, minimizing failed attempts.
Benefits of Using Trustly
Enhanced Security Features
Trustly operates with bank-level security, including:
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End-to-end encryption
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No storage of user credentials
Transparent and Reliable
Unlike credit cards that might hide fees or delay processing, Trustly offers full transparency—what you see is what you get.
Time-Saving for Busy Users
Forget copying IBANs, waiting on OTPs, or downloading apps. With Trustly, everything is streamlined for speed and ease of use.
Is Trustly Safe and Regulated?
EU & FCA Compliance
Trustly is regulated by:
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Swedish FSA (Finansinspektionen)
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Compliant with EU’s PSD2 directive
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Operates in cooperation with local financial authorities
Data Encryption Standards
Your information is encrypted using TLS (Transport Layer Security), and transactions are authorized via bank 2FA systems.
User Privacy and Security
Trustly never stores login details. All authentication happens directly with your bank, which reduces the chance of phishing or fraud.
Top Online Platforms That Accept Trustly
Popular Online Casinos
Apart from the earlier mentioned Jonny Jackpot, Captain Spins, and CasiGO, other platforms accepting Trustly include:
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Casino Classic
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Lemon Casino
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King Billy Casino
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Snatch Casino
eCommerce Sites
In Scandinavia and parts of Europe, Trustly is accepted at major:
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Retail stores
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Travel booking sites
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Subscription services
Other Trusted Merchants
Trustly has also partnered with:
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PayPal
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TransferGo
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Klarna (for smooth payments across platforms)
Setting Up Trustly for the First Time
No Registration Needed
One of the biggest advantages of Trustly is that it requires no separate account setup. Unlike PayPal, Skrill, or Neteller, there’s nothing to register or download. You simply choose Trustly at checkout or on a casino deposit page and proceed with your bank login.
Linking Your Bank Account
Here’s what you’ll need:
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A bank account in a supported country
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Access to online or mobile banking
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A secure device for 2FA (usually your phone)
Once you log into your bank via Trustly’s secure interface, you can complete the transaction without storing any details on the merchant or casino side.
Testing a Micro Transaction
If you’re new to Trustly, consider making a small deposit first—$20 or less (or €10 if in EU). This helps you:
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Confirm bank compatibility
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See how the interface works
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Gain confidence in the instant processing
Transaction Limits, Fees & Processing Times
Minimum & Maximum Transfer Amounts
Note: Limits may vary based on your VIP status or bank regulations.
Processing Speeds for Deposits & Withdrawals
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Deposits: Instant (under 10 seconds in most cases)
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Withdrawals: Between minutes to a few hours, depending on the casino’s processing schedule
Fees (If Any)
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Trustly does not charge users.
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Some banks or casinos may impose a small fee, but this is rare.
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Always check your casino’s payment terms page for any processing charges.
Common Issues with Trustly and How to Solve Them
Payment Declines
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Solution: Ensure your bank supports Trustly. Try using a different browser or device.
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Tip: Disable browser extensions that may block redirects (like ad blockers or privacy filters).
Bank Not Listed
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Trustly works with thousands of banks, but not all banks are currently supported.
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Solution: Use an alternate bank or payment method, or reach out to Trustly’s customer support for regional recommendations.
Refund Delays
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Refunds usually take 1–2 business days, depending on the merchant or casino.
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If it takes longer, contact the merchant first—Trustly acts as a middleman and does not control refund policies.
Trustly for Businesses and Merchants
Why Merchants Prefer Trustly
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Lower fees than card processors
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Reduced fraud risk due to bank-level authentication
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Instant confirmation of funds = faster delivery/shipping
Integration Options and APIs
Trustly offers easy-to-implement API documentation for eCommerce and gambling platforms. Integration supports:
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One-click repeat payments
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Real-time verification
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Refund automation
Real-Time Settlements
One of Trustly’s most attractive features for merchants is real-time settlements, meaning funds clear instantly into the business account. No more 2–3 day card settlements.
The Future of Trustly in Global Payments
Expansion in the US and Asia
Trustly is gradually expanding its footprint in North America, particularly in partnership with fintechs and online marketplaces. Its launch in India and Southeast Asia is anticipated to further fuel global growth.
Partnership with Banks & PSPs
Trustly collaborates with:
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PayPal – powering direct bank funding in some regions
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Banking giants across Europe
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Payment service providers (PSPs) for white-label use
Industry Recognition and Growth
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Named among Europe’s fastest-growing fintechs
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Used by over 500 million users globally
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Trusted by top brands across eCommerce and iGaming
Responsible Use of Trustly for Gambling
Setting Limits Through Bank Controls
Since Trustly is tied directly to your bank, you can set spending caps or transaction alerts directly through your online banking app—an excellent tool for responsible gambling.
Monitoring Spending Habits
Use your bank’s mobile interface to:
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View monthly spending trends
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Set SMS/email alerts
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Categorize gambling-related expenses
Encouraging Safer Gambling Behavior
Trustly’s speed can be a double-edged sword. While it’s convenient, it’s important to pace your spending. Set deposit limits on your favorite casino or cool-off periods if needed.
FAQs About Trustly
1. Is Trustly a safe payment method?
Yes. Trustly uses bank-level encryption and 2FA, ensuring complete user security. It’s also fully regulated in Europe.
2. Do I need to create an account to use Trustly?
No. Trustly is account-free. You only need your online banking credentials.
3. Can I use Trustly on mobile devices?
Absolutely. Trustly works perfectly on both Android and iOS browsers, with no need for a separate app.
4. Are there any transaction fees?
Most users face no fees. A few banks or casinos may impose small charges—check their payment terms.
5. How long do withdrawals take with Trustly?
Withdrawals are typically processed instantly, but some casinos may require a few hours to approve them.
6. Which banks support Trustly?
Trustly supports 8,000+ banks across 30+ countries, especially in Europe. Supported banks vary by region.
Final Thoughts: Should You Switch to Trustly in 2025?
Pros and Cons
Who It’s Best For
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Casino players who want fast withdrawals
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eCommerce users avoiding cards and wallets
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Merchants needing instant confirmation and low fees
Expert Recommendation
If you value speed, safety, and simplicity, Trustly is one of the best payment methods available in 2025. Whether you’re playing at Jonny Jackpot or shopping online, Trustly delivers a world-class experience—without the hassle of traditional payment systems.
Table of Contents
ToggleCasino Name | License | Trustly Support | Bonus Highlights |
---|---|---|---|
Jonny Jackpot Casino | UKGC / MGA | ✅ Deposits & Withdrawals | Huge welcome bonus & regular promotions |
CasiGO Casino | MGA | ✅ Fast Payouts | Game-rich library & instant Trustly transfers |
Captain Spins | MGA | ✅ Instant Banking | Great VIP club |
Vegas Lounge Casino | MGA | ✅ Payouts in under 12 hours | Cashback-based loyalty program |
Feature | Trustly | PayPal | |
Speed | Instant | Up to 24h | |
Fees | Usually free | Sometimes fees apply | |
Account Needed? | No | Yes | |
Casinos Supported | Widely accepted | Fewer sites accept PayPal in Europe | |
Casino | Min Deposit | Max Withdrawal | |
Jonny Jackpot | $20 | $5,000 | |
CasiGO | $20 | $10,000 | |
Captain Spins | $20 | $5,000 | |
Vegas Lounge | $20 | $20,000 | |
Pros | Cons | ||
Instant payments | Not available globally (yet) | ||
No app/account needed | Some banks may not be supported | ||
Safe and regulated | Few merchants outside Europe | ||
Easy withdrawals | Rare technical errors (easy to fix) |